Whew! the panic you shot through my little heart! Thank you so much for clarifying. I understand now.
I do understand we were a bit "reckless" in submitting today, but there's really no chance we won't have the documents or anything. I appreciate your advice and you looking out for us! All bank statements and payslips meet the requirements, as they go through to October 1, which is his last pay date before the application submission.
That's all fine
. We've just seen people have issues in the past where they've submitted without having all the documents in hand (usually when they were applying from the US and waiting for documents to be mailed internationally from the UK), but then their documents didn't arrive by the deadline to submit them... so just to be on the safe side, we advise not applying until you know you have everything
.
We are staying in this house, but we rent it from him informally....he isn't our landlord, essentially we are paying the mortgage for him until we can buy the house from him ourselves. We didn't get around to this in the 6 months on my fiance visa, but we will be doing it soon. I assume the above still applies: letter, land registry, potentially mortgage payment proof if applicable?
Yep, that's exactly what you need
.
The requirements are:
If you rent officially:
- tenancy agreement in both names OR tenancy agreement in one name plus a letter from the landlord giving the other person permission to live there too
- latest council tax bill
If you live with/in the property owned by a friend or family member and you have no official tenancy agreement:
- family member's Land Registry
- family member's latest mortgage statement
- letter from family member giving you both permission to live there and stating the property won't be overcrowded
- latest council tax bill