1. We own our home, but my husband is the only name on the deed. I responded that I own my home - is that correct?
Yes, that's correct - they mean 'you' as a couple, not you as an individual
2. We don't have a mortgage so I didn't check the box about providing evidence of monthly housing costs. I assume this is referring to mortgage or rent and not utility or insurance charges? I checked the box about providing evidence of council tax costs.
Yes, for the monthly housing costs they mean:
- monthly mortgage payment
and
- monthly council tax payment
So, if you don't have a mortgage, you just provide the council tax document in the housing costs section
3. On the question “Have you lived with your partner since your marriage” I checked Yes. But I didn’t move to the UK until about 2 months later when my visa was approved. So should I check No?
You check YES.
They are basically making sure that you have lived with your partner for the length of your spousal visa, to confirm that you qualify for FLR(M).
So, if you check NO, you are implying that you have never lived with your partner and therefore don't qualify for the visa..
4. Could you and your partner live outside the UK if necessary? I checked Yes since we could move to the US. But since he doesn’t currently have the right to live in the US should the answer be No?
The answer must be YES... because there is nothing stopping him from applying for a US visa, or both of you applying for a visa for any other country in the world.
Suitable reasons for ticking NO, would be:
1) your lives would be in danger if you returned to the US, due to:
- terrorism
- war
- famine
- natural disasters
- domestic abuse
2) your husband is permanently banned from entering the US (i.e. due to criminal convictions or previous refused visas) and will never qualify for a visa to live there
3) it's unlikely you will be granted visas to any other country
5. The Finance section has a question asking for the source of my cash savings. I said it was from the sale of stock I received as part of my compensation during my work at xxx from 1988-2010. Is that sufficient or should I provide more detail? It says I need to provide a declaration of the source of funds. Is this a separate document I would need to attach along with my other documentation?
You should provide a separate statement on a sheet of paper stating that the funds are from the sale of stock. You will also need to provide the paperwork to show the stock ownership and sale, plus the deposit into your bank account.
6. What type of ceremony was your wedding? I responded with the name of the officiant, number of guests and our relationship to them and that the ceremony included a poem written by my husband. Is that sufficient?
Too complicated.
All they need to know is the type of ceremony. Was it:
- Religious (Church)
or
- Civil (Registry office)
or
- another type of service
7. I just want to confirm I should check “No” on the question about whether my husband has “any other children in the UK that are not applying on this application?” His child is 25. I know they’re getting at whether he has children that need support, but there’s no age caveat in the question.
That's correct.
The only reason you would include his 25-year-old child is if they are an adult dependant who is completely physically and financially dependent on him (i.e. they cannot look after themselves).