Can I deposit in my UK bank account a US Tax Return Cheque?

Hello All,

Everyone on here is always so helpful.

My husband is filing his taxes and was told that he would receive a paper cheque from the US Govenment for his tax return.
He does not have a US bank account.

Would like to hear how other people receive their taxes who do not have a US bank account.  A Wire account was suggested.  I'm not sure what that is.  Also, the accountant said we may receive a paper cheque  even though we have a wire account.

Thank you in advance to you all

By “wire” account are you thinking of a Wise account? This is what I have. You can open one without having a US address and have a USD nominated account with a US routing and account number and use that in future for the IRS to deposit refunds.

I don’t know that a Wise account will accept a paper check.

https://wise.com/help/articles/2784317/what-types-of-payments-can-i-receive-into-my-account#

Do you know if any bank takes a paper US cheque?  Our accountant said that the tax return could come that way even though we have a wise account.
Thanks

Do you know if any bank takes a paper US cheque?  Our accountant said that the tax return could come that way even though we have a wise account.
Thanks

Some do. Here's a thread discussing this issue.

https://talk.uk-yankee.com/index.php?topic=98010.0

Thanks Larrabee.  That was a helpful thread.

@DurhamLad - when you set up your Wise account did you put the USD account details on your tax return and everything was transferred directly into the bank account on Wise?
Also on your fbars did you have to list the Wise account?
Thanks for your help

Thanks Larrabee.  That was a helpful thread.

@DurhamLad - when you set up your Wise account did you put the USD account details on your tax return and everything was transferred directly into the bank account on Wise?
Also on your fbars did you have to list the Wise account?
Thanks for your help

Yes, you treat it like a regular US bank account.

No, I don’t report it on my FBAR because it is not a foreign account. Wise has registered offices in all the countries it operates and in the USA for its USD accounts it is registered in Delaware. A GBP account, which my daughter has, is registered in London and should be reported on an FBAR

https://wise.com/help/articles/2974131/what-are-the-wise-group-entities

Great, thank you

Wise doesn't accept checks. We had a check to cash and the only option we found was ugly. We sent a photo of the check to a friend in the US and had them use the paypal app on their phone to deposit the printed image. The paypal app uses GPS to check you're physically in the US before doing the deposit, not just IP geolocation. It worked, but you have to have someone you trust with your paypal account.