Why not get a joint account with your UK husband and get a credit card associated with that? I did it through HSBC without any fuss and I'm not on any electoral roll.
Another option might be Tesco, they gave me a card as well.
I've got a business bank account as well, never wanted a card for that but maybe I have less expenses. If you want a card for that and nothing else works, maybe get a revolut card. It's a pre paid debit card.