thanks for the article courtney.
first time I left the country... i closed all my unnecessary cards... not realizing at the time it would have a negative effect on my credit score! I am now a friend of Suzie Orman and I realize the error of my ways.
this time, I haven't done anything other than tell my credit card company that I am overseas and will be using it here. but that doesn't do a whole lot when they try to open other accounts with other companies.
That's a great option to freeze your credit. My friend just got identity "thefted" and she suspects while she was applying to graduate schools.
BTW, all states by now I believe can request free annual credit reports from each company. Suzie taught me that
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htmYou still have to pay for a score, but it is nice just to see what is open in your name.