My husband and I are looking to really cut our debt down in the next 5 years so we can buy a house, or move back to the US. We want to transfer our UK credit card balance so that we can really cut that debt back and possibly pay it off while on a 0% interest rate, I know that after a the grace period is up for the 0% interest the credit cards can gouge you royally, we are obviously trying to avoid this, so can anyone recommend a company to transfer to? Oh just wanted to add, we do no use the card anymore we have stopped making purchases on it for 7 months and plan to cancel the card after it is paid off.