For this year, I have $32,500 in loans and I've regularly dipped into my savings to make ends meet.
Base tuition is running around $17,000. Because I live far away from campus, it costs me around $250 a month to get in for meetings, etc. Because there are a lot of books that I buy instead of getting from the library, I spend around $150 a month on books.
The one positive financial thing is that because I'm a full time student, I'm exempt from council tax, so that saves me $180 a month!
In the end, it's still cheaper and better than my options in the States were. That's a very specific situation for my area of study, though.