It depends on what you need your phone for in the states. If its to have a number for US people to call you, emergency use, etc- then its really easy to go in and get a PAYG phone. For the states for me, I have an AT&T PAYG sim card- bought the phone in a convience store for about $8.00. I've added like a certain number of minutes on it that don't expire for like a year. Works for me- because my UK phone charges me £2.00/min in the states!! I just switch out the sim card into my UK phone, because the $8.00 phone is a POS.
I haven't needed to call the UK for any reason on it while in the states though, so if you need to that, you may need something different.