Can anyone tell me how a UK, and naturalized US, dual citizen, resident in the UK, would be taxed on mutual funds held in a US IRA and 401k. When I move to the UK I'll stop contributing to my US retirement accounts and just reinvest the dividends. Lizzit once told me that it's quite complex, but that they fall under the tax treaty. If withdrawals are made after age 59.5 does the UK simply tax them as income or am I going to run into issues with "distributing fund status" as well?