Spousal Visa Financial Question

Firstly, thank you everyone for continueally being so supportive to everyones visa questions, I am sure you have answered years and years worth of these.

My question is about the Financial part of our (prep) spousal visa. We will be including three months of his payslips/tax forms and bank statements and mine as well. My question is: Do my funds effect the decision making?

See, I am planning a wedding, and as soon as my paycheck goes in it goes out in the form of dresses/flowers/and other wedding stuff. So it looks impressive at the top with in-goings on the bank statement but the outgoings shows I have no savings at the moment.

This is really down to wedding costs and also trying to clear all my financial debts before moving to the UK (credit cards/student loans), also my fiance can really show he as the income and savings to support me when I am over there (which is a big part of the visa from what I hear).

If your husband can support you adequately without needing public funds, then your finances won't matter.  When I applied, I had just returned from working abroad, so I had no bank account, no income and no savings.  No problem  .  If applicants do have savings then it's all to the good, and if the sponsor's finances are borderline then the applicant's savings could play a major role, but they aren't strictly speaking necessary if the sponsor's OK on his/her own.

Thanks, kind of in that boat, I returned to the states and just started building my savings and then Boom! Wedding costs  I guess I can't complain. By the time we send the application my last bank statement will have some numbers to it. I am planning a letter of intent discribing my fiancial outgoings and also the wedding gifts in the form of money to hit my account, I think they might be concerned to see such an savings increase all of a sudden. Thanks again!

Is my husbands finances on Borderline if he has about 500-600 left over each month? (GB Pounds)

Colleen - depending on the size of the wedding gift, and if you are relying on your future savings to boost your applications, then you may want a letter from the person giving you the gift stating that it is indeed a gift rather than a loan.

Is my husbands finances on Borderline if he has about 500-600 left over each month? (GB Pounds)

I think you have to prove he can support you on 95 GBP  a week excluding rent and bills but dont hold me to that I am sure others here know better than myself

Colleen - depending on the size of the wedding gift, and if you are relying on your future savings to boost your applications, then you may want a letter from the person giving you the gift stating that it is indeed a gift rather than a loan.

Aye in my letter of intent I was going to state that the money is a gift as a result of the wedding, not a loan. Also its nothing we are relying on but I assuming that I should explain where it came from.

My salary of my current job will make clear that I have a solid fianancial history (credit) overall, just not a large amount of savings.

If it's 95 a week, then having 5-600 left over is more then enough! 

It used to be 95, it is now 100.95GBP

It used to be 95, it is now 100.95GBP

Thanks and noted!

So 600 left over each month.

Means 150 left over each week.

Over income requirement, does that mean I pass the Financial test part of the application, or do they look at something else also??

I want to know how this works. Income requirement needs to be met, and if you are under, you will be refused right? So if we are over it pretty good, then is there no problem?

for what I have been told you have to prove that you wont use public funds so you need to meet that requirement, I doubt there is much wiggle room, you need the funds so your UKC spouse can support you if need be.

Everything else in the application, there there are lots of little requirements but some seem to be case by case basis like overstays and things of that nature.