Stress and needs to be a better way!!!

Stuff cleaned up.

Immigration is stressful. We've all been there and we don't always have the background information.    We also sometimes don't always have the best news in these situations.

The OP also knows she needs to return to the US for a visa. 

Please play nice.

As I said, I am sorry you took offense.  

The question isn't whether you lied or not, but rather whether you should take extra care in filling out the application.

I don't want anyone not to be with the person they love and need, but if it looks odd to us it will look odd to the Embassy.  

You came to visit, but you established a residency.  That is all.  

What bookgirl said.

my bank account was opened at HSBC here using my passport, hence the name passport account...it is there to help people in the transition phase of moving here to have access to their money from abroad

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(bold mine)

...before we married in the church, which was quite spur of the moment

After a pre booked interview with someone from the church to arrange a marriage, you need to have Banns read in a Church of England for 3 Sundays before you get married, so not really "spur of the moment" to get married in a CoE.

I know All Saints Church in Highbrook where you got married and that church requires that the couple (or one of the couple) has to attend the church for at least 6 months before you can be married there.

I came to meet him in person in November 2009 and was here for about a month.  At that time my passport was not stamped.  I am American.  I went back home in December and as he had hired a Solicitor to look over everything to make sure it was all ok before I sent it in.  The Solicitor looked over the application and all the papers we were sending in and told my Brit that we would in no way be able to get a visa as we had not established a true relationship.  He then told my Brit to just have me come back over on a visitor visa get married and apply to stay here after that.  I came back here on Feb 4.  In March we rented a flat together as it was to expensive living in a B and B.  Making a long story short we were married on Friday the 14th of May in the Church of England, Highbrook. 

My bold.

FWIW, it appears that the OP deleted her forum membership, so bit of a dead horse at this point.

Stuff cleaned up. OP has had her question answered and has left the forum.  Thread is closed.