Hi all, I tried to do some research and I couldn't find any answers (maybe I'm not using the right search terminology). My OH (dual USC/BC) and I (USC) are relocating to the UK later this year. We both have life insurance policies here in the US. His is $500k and mine is $300k. Here are my questions:
1) Is it likely/probable that the insurance companies will terminate the policies if they find out we have relocated outside the US? I know that we were questioned about what countries we have traveled to the past (I guess to see if go to dangerous places), but I wasn't sure if they had the right to flat out cancel policies if we physically moved outside the country. I didn't want to ask them directly because I'm afraid of throwing up any red flags. I'd hate to lose my policy because I have a pre-existing condition, and it is 100% likely I'll never be approved for another life ins. policy in the US ever again. I assume I'd have the same problem getting a UK policy so this is really important for me to figure out.

2) What are the tax implications on US policies? If say, heaven forbid, my OH died, would I be taxed in the UK on his policy payout? Theoretically, how would they even know I benefited from the policy if all monies were kept in a US bank?
What search terms could I use so I could find some answers? Is there a particular type of lawyer we should consult with (here in the US or the UK) to understand the implications?
TIA!