Hello
Guest

Sponsored Links


Topic: Spouse income help  (Read 2532 times)

0 Members and 1 Guest are viewing this topic.

  • *
  • Posts: 5

  • Liked: 0
  • Joined: Nov 2012
Spouse income help
« on: December 02, 2012, 11:07:38 AM »
Hiya all,

Please can someone explain the spouse income rule to me, do you have to earn £18600 before tax or after?? I currently earn £14000 and i also do tailoring which i earn around £5000 pa. but the problem is I'm not sure if this will count as a second income as i do not have any proof its more like a cash in hand job???? I do not have any wage slips etc i would be great full if anyone could help.


  • *
  • Posts: 149

  • Liked: 1
  • Joined: Oct 2012
Re: Spouse income help
« Reply #1 on: December 02, 2012, 02:18:47 PM »
Both sources of your income would be considered for your spouse's visa. You should do a Google search for the guidance under Annex 1.7 FM, which provides all of the information for meeting the financial requirement and what needs to be submitted with the application.

Since you're employed earning £14000, you would need to show that income through official documentation as follows, according to the guidance in Annex 1.7 FM. This is the section for employment which has been ongoing for at least 6 months in the UK. If you've been employed for less than 6 months there is another section on that. 

5.5.2 In respect of salaried employment, all of the following must be submitted:
• P60 (if this has been issued) and wage slips for the 6-month period prior to the
application, or as appropriate, for the 12-month period prior to the application.
• Letter from the employer confirming the person’s employment and annual salary, the length of their employment (and the period over which they have been or were paid the level of salary relied upon in the application), and the type of employment (permanent, fixed-term contract or agency).
• A signed contract of employment.
• Bank statements corresponding to the same period as the wage slips, showing that
the salary has been paid into the person’s account.

I'm pretty sure that your tailoring work would be considered self-employment. It outlines in the Annex that work can be cash in hand. Here's what I found on that:

5.4.2 In respect of earnings from self-employment:

• There must be evidence of ongoing self-employment at the date of application.
• In demonstrating the required level of income to meet the financial requirement, earnings from self-employment can be combined with income from another source(s), including salaried employment, for the relevant financial year(s).
• The applicant’s partner (or the applicant where they are in the UK) must be registered as self-employed in the UK.
• Employment can be cash-in-hand if the correct tax is paid.
• Where the self-employed person is a sole trader or is in a partnership or franchise agreement, the income will be the gross taxable profits from their share of the business. Allowances or deductable expenses which are not taxed will not be counted towards income.
• Where the self-employed person has set up their own registered company and is listed as a director of that company, the income that will be assessed will be any salary drawn from the post-tax profits of the company.

Now, I'm uncertain how it works in the UK for people earning a small, supplementary income like you do, meaning, I'm unsure if you have to register as self-employed or or if you can claim the earnings it in a different way when you file taxes. But, assuming that you would need to register as self-employed for the purposes of the visa, you would follow the guidance in the Annex for the section covering self-employment. The documentation you would need to provide would vary depending on how you're registered, i.e., sole trader, partnership, etc.

Perhaps someone else with a bit more knowledge about this sort of thing will also respond. I'm sorry I can't help further; I just don't want to give the wrong advice.

Or, you could consider meeting with an accountant who could give your professional advice on how best to prove your income.
May 17 2013 - Spouse visa sent to NYC
May 22 2013 - Package accepted at NYC
May 30 2013 - Received email from Sheffield that package was received and being processed
June 6 2013 - Received "A decision has been made..." email with UPS tracking details
June 10 2013 - Visa Issued and received via UPS!
Aug 28 2013 - Returning to the UK! Yay!


  • *
  • Posts: 149

  • Liked: 1
  • Joined: Oct 2012
Re: Spouse income help
« Reply #2 on: December 02, 2012, 02:26:59 PM »
Also, the £14000 you earn from salaried employment is before tax.

The money you earn from self-employment is gross taxable profits. So assuming that you earned £5000 and that was all profit, then the full £5000 would be considered, even if you had to pay tax on that amount.
May 17 2013 - Spouse visa sent to NYC
May 22 2013 - Package accepted at NYC
May 30 2013 - Received email from Sheffield that package was received and being processed
June 6 2013 - Received "A decision has been made..." email with UPS tracking details
June 10 2013 - Visa Issued and received via UPS!
Aug 28 2013 - Returning to the UK! Yay!


  • *
  • Posts: 2188

  • Liked: 4
  • Joined: Mar 2006
  • Location: Abertridwr, Caerphilly, Wales
Re: Re: Spouse income help
« Reply #3 on: December 03, 2012, 12:20:40 AM »
Have you done it legally? By that I mean registering yourself as self-employed, paying tax, national insurance, etc. UKBA is very strict about what documentation they accept, and takings of 5k will usually not equal an income of 5k as you'll have deductions that aren't taxed. Of course cash-in-hand can be legal, but if you aren't still reporting it the way you should, I'm afraid you definitely won't qualify to sponsor someone.

Sent from my GT-I9300 using Tapatalk 2


  • *
  • Posts: 4

  • Liked: 0
  • Joined: Dec 2012
Spouse income help
« Reply #4 on: December 04, 2012, 06:34:48 PM »
hi i got same kind of problem i been to overseas just recently came back on 5th of september how many payslips do i need for my wife as am recently back i started job got to payslips does that rule apply on me please help guys......

thanks


  • *
  • Posts: 790

  • It's an adventure now.
  • Liked: 30
  • Joined: Feb 2006
Re: Spouse income help
« Reply #5 on: December 04, 2012, 07:06:15 PM »
If you've been working overseas, your income from that employment may count.


  • *
  • Posts: 4

  • Liked: 0
  • Joined: Dec 2012
Re: Spouse income help
« Reply #6 on: December 04, 2012, 08:40:37 PM »
thanks Gwen

but problem is am not been working overseas i lived awar from uk almost more than 1 year if i wait for six months for payslips than my wife visa will expire i dont know what to do
 :( :( :(


  • *
  • Posts: 511

  • Liked: 0
  • Joined: Sep 2008
  • Location: Sheffield
Re: Spouse income help
« Reply #7 on: December 04, 2012, 09:19:37 PM »
What visa is your wife on now? If she applied for her original spouse visa before July 9 these new income requirements won't effect her.


  • *
  • Posts: 4

  • Liked: 0
  • Joined: Dec 2012
Re: Spouse income help
« Reply #8 on: December 06, 2012, 11:26:57 AM »
thanks missjulies

at the moment she is overseas student here she got student visa also known as  Tier 4


  • *
  • Posts: 511

  • Liked: 0
  • Joined: Sep 2008
  • Location: Sheffield
Re: Spouse income help
« Reply #9 on: December 06, 2012, 12:53:23 PM »
Do you have any proof of income from your overseas job?


  • *
  • Posts: 13025

  • Liked: 4
  • Joined: Oct 2005
  • Location: Washington DC
Re: Spouse income help
« Reply #10 on: December 06, 2012, 01:01:45 PM »
It seems that the poster was not working overseas...he stated that in an earlier post.

but problem is am not been working overseas i lived awar from uk almost more than 1 year


  • *
  • Posts: 511

  • Liked: 0
  • Joined: Sep 2008
  • Location: Sheffield
Re: Spouse income help
« Reply #11 on: December 06, 2012, 01:47:53 PM »
Oh thanks for that Geeta, sorry.


  • *
  • Posts: 4

  • Liked: 0
  • Joined: Dec 2012
Re: Spouse income help
« Reply #12 on: December 06, 2012, 05:29:14 PM »
no help so far ??? ???


  • *
  • Posts: 13025

  • Liked: 4
  • Joined: Oct 2005
  • Location: Washington DC
Re: Spouse income help
« Reply #13 on: December 06, 2012, 05:31:56 PM »
There's not much that can be done. Can't your wife go back to her home country until you have the six months of payslips?


  • *
  • Posts: 790

  • It's an adventure now.
  • Liked: 30
  • Joined: Feb 2006
Re: Spouse income help
« Reply #14 on: December 06, 2012, 05:45:52 PM »
no help so far ??? ???

There's not much help to offer. The requirement is a requirement, not an option -- if you don't make the money, you'd have to find a different visa or country to live in.


Sponsored Links