tax is taxing

Hi everyone,

I have lived in London for 17 years - originally from NJ. I must admit, I have been the most diligent when comes to filing US taxes. Now married to English woman, with two kids, I plan to get house in order but have a few questions.

a) I have looked at quite a few posts and can't seem to understand the impact of a cash ISA (collecitng interest only / no distributions taken); a SIPP (stocks and shares and a stocks and shares ISA.

FBAR for all of them?

b) company pensions (DCS) (company and I contribute) - reportable?

Hi everyone,

I have lived in London for 17 years - originally from NJ. I must admit, I have been the most diligent when comes to filing US taxes. Now married to English woman, with two kids, I plan to get house in order but have a few questions.

a) I have looked at quite a few posts and can't seem to understand the impact of a cash ISA (collecitng interest only / no distributions taken); a SIPP (stocks and shares and a stocks and shares ISA.

FBAR for all of them?

b) company pensions (DCS) (company and I contribute) - reportable?

Assuming your cumulative account maximums in any year exceed $10k, and therefore you have to report, all of (a) are financial accounts and should be included.

On (b) I think it depends on the exact nature of the pension. Do you have signature authority, or is it entirely under the company's control? Others here will be better able to comment than me.