1: We leave to drive to New York around the 18th of November. Our Ship leaves on November 25th. When exactly should I send this application? We are supposed to send it within three months of the leaving date correct?
If you're not leaving until late November, the absolute earliest you can submit the online application is August 25th (the travel date you put on the applciation form cannot be later than 3 months ahead of the date you submit it).
Honestly, I might submit the application somewhere around late September or early October. By that point the busy summer months should be over, and hopefully the processing times will be back to 'normal' (which is less than a week for priority and within 2-3 weeks for non-priority).
2: On the questions "does spouse live with you" and the corresponding question on sponsor page as he is also my sponsor "does sponsor live with you"...currently yes but he will be living in the UK as of the 15th or 16th of August. Not sure how to answer these. While we do know where we're going to be living in Scotland he's not there yet an doesn't have a phone/contact # there.
You write where he is living on the date that you submit the online application (you can always give an explanation in a cover letter/in the additional information to say that you have been living together but he has moved to the UK ahead of you).
As you cannot submit it until at least late August, he will already be living in the UK by that point and will hopefully have a contact number in the UK
3: Our house is under contract and we are working on repairs to seal the deal. So, on address info, again, I live here now but while the application will be in process I will no longer live here (likely) but I've/we've been here 9 years. And I will be moving to a temporary residence for three months. Not sure how to handle this one either. If we file application around the 14th of August I will be in new place 1 day! (Closing is tentatively scheduled for August 14th and husband will leave next day for Scotland)
You put the address where you are living on the day you submit the application - the address you use need to be the address where you will physically be living so they can mail the application back to you at that address. There's no point putting an address that you are no longer living in when you apply.
4: I found out today I will need to leave my job of as September 4th in order to cash out my retirement and I have to be in the country to receive the check. I can't apply for it until 45 days after termination of employment. This was a shock to me but I'm ok with it. Believe me cashing it out is the best thing. I've only been there 8 years and work for state government, our pensions are in jeopardy and mine won't be worth much when I retire anyway...so definitely the only way to go, however now I don't know how to answer this on the application! Again, I am currently working but won't be while app is in process, what to do?
Again, you put your employment status on the date that you submit the online application. So whatever is the truth on that day in August/Sept/Oct that you press 'send'. It doesn't matter if you are employed or not when you apply because it's your husband's income that counts.
5: Husband's passport will expire while the application is in process and he will have to renew to come back and travel over with me in November. Will this matter?
It depends when you apply for the visa. Can he not renew it now, before you apply? He can apply to renew it up to 9 months before it expires and they will just add the remaining time on his current passport to the new one. That way he won't need to worry about the timing of renewing it in the middle of the application process (also, when you send his passport information it will be up to date with a brand new passport valid for another 10 years)
Ok, long list I know. I appreciate any guidance on this! Thanks in advance
In short, don't fill out the application until right before you are ready to apply (late August onwards) and only include the details that are true on that date.
A lot of the questions you are asking now are about things that are going to be irrelevant by the time you actually fill out the forms because your answers will be different when you apply than they are now, so there's no need to worry about putting the current details (address, living together, your employment) on the application.