Help with flr(m) form finance questions

Applying for Flr(m), spouse visa extension.
Can somebody advise on what amount i should put in below questions:
Applicant has been with the current company for 8 months (has got little salary raise about 3 months ago) and i have been with my current for just over 3 months.

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7.3 From the list below, please indicate the financial sources(s) and the amount of income you and/or your spouse wish to rely on to meet the financial requirement.

Income from salaried employment ...Ticked this..... complete section 7.3A

Current annual salary .................I am putting the figure of what we are earning now combined (us both)

Indicate which option you are replying on category A.....Ticked this...... or category B ..........

7.3A Income from salaried employment
......some questions........................................ ..........
(xiv) What is your/your sponsor’s annual income from your or their current employment before tax (£)? what amount should come here?

(xv) And, if you/your sponsor answered yes at (iv), what was your or your sponsor's total income from salaried employment before tax (£) in the 12 months prior to the date of this application ? .............N/A for applicant ......for myself I am putting my last 12 months gross earnings.

You and your sponsor total combined income from salaried employment?.............what amount should come here?


Evidence : Providing Applicant 6 months payslip and bank statements and company letter +  Sponser 11 month (i have lost 1 month payslips not recent one but right at the 12 from now) and bank statement and company letter.

A few questions first:

How much do each of you earn individually?

What visa is the applicant currently on?

Does the applicant meet the £18,600 income requirement using just their salary, or you need to combine your salaries to qualify for the visa?

What was the applicant's salary before and what is it now after the raise 3 months ago?

How much has the sponsor earned in the last 12 months?

Which financial category are you applying under?


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Thanks for your response please see my answer below



A few questions first:

How much do each of you earn individually? Applicant gross current salary is £43750 (if I take lowest earned in last 6 month as has increased slightly in last few months) and sponsor current salary is around £71,000 ( 3 months ago it was 56,000 with old job)

What visa is the applicant currently on? Spouse visa

Does the applicant meet the £18,600 income requirement using just their salary, or you need to combine your salaries to qualify for the visa? Yes and No

What was the applicant's salary before and what is it now after the raise 3 months ago? Before £43750 and now is 44,350 (both gross)

How much has the sponsor earned in the last 12 months? I have only last 11 months payslip, so for last 11 months it is : £57254.66 gross

Which financial category are you applying under? Category A as both are employeed

Ah, okay - you are well above the requirements then!

The thing is that the applicant qualifies under Category A (with same employer for more than 6 months), while the sponsor qualifies under Category B (with same employer for less than 6 months) and you can't combine categories.

As the sponsor only has 11 payslips, they can't use category B because all 12 payslips and bank statements are mandatory and the visa will be refused if one is missing.

So, I would just use the applicant's income only and leave the sponsor's income blank... So you apply under Category A only and only include 6 months of their payslips and bank statements. They will take the lowest income earned in the last 6 months, but that's well above the requirement anyway so it won't be an issue.

So, for the application:

Current annual salary:
Applicant's salary

Tick category A

7.3A:
(xiv) applicant's income amount

(xv) leave blank as sponsor's income not being used (so don't answer yes at (iv))

Total combined income: applicant's income only

Evidence:
- 6 months of applicant's payslips
- 6 months of applicant's bank statements
- Letter from applicant's employer
- Applicant's job contract
- Applicant's latest P60


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Thanks a lot for replying.
Applicant doesn't have P60 at the moment ( but all other doc you suggested), is that a must?

(xiv) applicant's income amount, you mean to say the amount applicant actual earned(including the raise)


Total combined income: applicant's income only you mean to say the amount applicant actual earned(including the raise)

The reason I had both was by following this example from form guidance(page 27)

5.3. Category B: Less than 6 months with current employer or variable income – person residing in the UK

Example (d) The applicant (with permission to work) and his partner are both in employment in the UK at the date of application. The applicant earns £12,000 a year and has been earning that level of income with the same employer for 17 months. The applicant’s partner has recently moved to a new job earning £10,000 a year and has only been in her current employment for 3 months. However, she has received £12,000 in employment income in the 12 months prior to the date of application. If the applicant’s partner had been in her current job at that level of annual earnings for at least 6 months, the applicant could have combined their current levels of annual earnings under Category A: £12,000 + £10,000 = £22,000. Instead, the applicant must use Category B: under part (1) their combined level of current earnings is £22,000; under part (2) their combined income from employment over the last 12 months is £12,000 + £12,000 = £24,000. So both part (1) and part (2) of Category B are met.

This above says to prove that in last 12 month income was above(doesn't say it has to be 12 months exact). Am i reading it wrong?

Thanks a lot for your help again

Seriously,

It seems as though you are having a lot of trouble filling the applications out (also from what I've seen on immigration boards). It might be a good idea for you to hire an adviser (oisc approved) to help you fill out the forms...

Thanks physicskate,
will appreciate if you could help in answering some of the above questions

The P60 isn't mandatory so if they don't have it that's ok.

For (xiv) and for Total Combined income you use the fixed annual salary (before tax) listed on their contract, not the amount actually earned.

Because the applicant hasn't been earning this salary for a full 6 months yet, they will use the pre-tax amount of the lowest payslip and multiply it by 12 to get the annual salary calculation for the visa.

Alternatively, the applicant could apply under category B (variable income) and provide 12 months of bank statements and payslips... But that's really only necessary if the applicant's pre-raise salary was below £18,600 as they won't meet the requirement under category A.

It is a requirement of category A and B that ALL 6 (A) or 12 (B) months of payslips and bank statements MUST be supplied. This is specified in the required evidence further down in that document and also in Appendix FM-SE. The rules state that if one bank statement/payslip in a sequence (of 6 or 12 months) is missing, the decision maker can contact the applicant to request the missing document, which must be submitted within the requested time.

If it is not submitted, the visa can be refused. We have seen visas refused in the past because one payslip or bank statement was missing and also in cases where the document was requested but not submitted on time.


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Thanks ksand24, this was really helpful Much appreciated.

I think I will just go with Applicant income way to keep it simple.

My last question, do I need accommodation report if I am living in a shared house.
or will Tenancy Contract on our name would be enough?

@ksand24
So it looks like we are using same salary for all these 3 questions (if going applicant A category route) ?

Current annual salary: Applicant's salary

Tick category A

7.3A:
(xiv) applicant's income amount

Total combined income: applicant's income amount

Also to clarify when you say they, you mean home office or applicant. So would we use lower salary in above 3 questions or the revised increased salary?


Thanks a lot

Yes - the same salary for all 3... When you're filling out the form, just fill it out as if only the applicant is working.

By 'they' I mean UKVI - the person processing the application. If the amount on the payslips varies over the 6 months (i.e. 3 months at the lower salary and 3 months at the higher salary), they will only consider the lowest level of salary earned during the 6 months... So they will take the lowest payslip and multiply that amount by 12 to get the income relied upon for the application. As the applicant's income before the payrise was well above the minimum requirement, this won't be an issue as the lowest salary earned will still be more than £1,550 per month (£18,600 per year).

The time when this can be a problem is if the old salary was, say, £18,000 and the new salary is £19,000 because UKVI will only use the £18,000 amount ( the lowest payslip) and so the visa will be refused.


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Thanks a lot for your help ksand24, I will fill lower salary in all three questions.

1) Does Anybody knows if having title wrong on utility bill will have negative impact?
My wife has Mrs on one utility bill, but everywhere else has miss.

2) Also having initials and surname is good enough for name? or does it need to be full name.

N.B. we did not change name after marriage.

Thanks

Anyone please.....?

Will not be an issue