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Topic: Us bank accounts  (Read 1170 times)

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Us bank accounts
« on: August 03, 2018, 02:26:58 PM »
I am considering closing my us bank account. Is there any reason to keep it open?

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Re: Us bank accounts
« Reply #1 on: August 03, 2018, 02:39:46 PM »
I use mine to send gifts to family.  I also use it when I'm in the US on holiday.  But it's a personal choice.  Mine's free so I wouldn't gain anything by closing it.


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Re: Us bank accounts
« Reply #2 on: August 03, 2018, 02:46:36 PM »
I use mine to send gifts to family.  I also use it when I'm in the US on holiday.  But it's a personal choice.  Mine's free so I wouldn't gain anything by closing it.
Mine is a small town bank and they say they don't have the capability to update my address to a UK one. So in July when they updated my debit card I lost access to it other than online and via wires. No fees but definitely not convenient anymore.

I just wasn't sure when I got a passport renewed or something along those lines if I would need to have it open.

Sent from my SM-G960F using Tapatalk

SECOND APPLICATION- Spousal Visa:
Applied online:21 April 2018
Bio-metrics and Docs mailed: 01 May 2018
Arrived in Sheffield (via UPS): 08 May 2018
Email confirmation from Sheffield: 08 May 2018
Decision made: 15/06/2018
Docs returned: 17/06/2018
Decision: Approved

FLR(M)
Applied:16/02/2021
Biometrics: 16/03/2021
Decision made email: 18/03/2021
BRP received: 25/03/2021

ILR:
Life in the UK Test:27/03/2021 Passed
Application made: 12/06/2023
Biometrics - Std (free): 25/06/2023
Approval: 03/08/2023


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Re: Us bank accounts
« Reply #3 on: August 03, 2018, 02:51:31 PM »
Mine is a small town bank and they say they don't have the capability to update my address to a UK one. So in July when they updated my debit card I lost access to it other than online and via wires. No fees but definitely not convenient anymore.

I just wasn't sure when I got a passport renewed or something along those lines if I would need to have it open.

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No, you can pay for that with a banker's draft from a UK bank. 


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Re: Us bank accounts
« Reply #4 on: August 07, 2018, 12:34:34 PM »
In my experience, changing a US bank account to a foreign address makes debit cards useless because online purchases, gas pump purchases, etc. expect a US address or at a minimum US zip code associated with the card.

Can you switch the address to a relative's then use electronic statements? That is what we did.


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Re: Us bank accounts
« Reply #5 on: August 07, 2018, 01:43:50 PM »
In my experience, changing a US bank account to a foreign address makes debit cards useless because online purchases, gas pump purchases, etc. expect a US address or at a minimum US zip code associated with the card.


It may depend on the bank then? I can still use my US debit/credit cards with a UK address.


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