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Topic: Us bank accounts  (Read 548 times)

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Us bank accounts
« on: August 03, 2018, 02:26:58 PM »
I am considering closing my us bank account. Is there any reason to keep it open?

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Re: Us bank accounts
« Reply #1 on: August 03, 2018, 02:39:46 PM »
I use mine to send gifts to family.  I also use it when I'm in the US on holiday.  But it's a personal choice.  Mine's free so I wouldn't gain anything by closing it.


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Re: Us bank accounts
« Reply #2 on: August 03, 2018, 02:46:36 PM »
I use mine to send gifts to family.  I also use it when I'm in the US on holiday.  But it's a personal choice.  Mine's free so I wouldn't gain anything by closing it.
Mine is a small town bank and they say they don't have the capability to update my address to a UK one. So in July when they updated my debit card I lost access to it other than online and via wires. No fees but definitely not convenient anymore.

I just wasn't sure when I got a passport renewed or something along those lines if I would need to have it open.

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Re: Us bank accounts
« Reply #3 on: August 03, 2018, 02:51:31 PM »
Mine is a small town bank and they say they don't have the capability to update my address to a UK one. So in July when they updated my debit card I lost access to it other than online and via wires. No fees but definitely not convenient anymore.

I just wasn't sure when I got a passport renewed or something along those lines if I would need to have it open.

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No, you can pay for that with a banker's draft from a UK bank. 


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Re: Us bank accounts
« Reply #4 on: August 07, 2018, 12:34:34 PM »
In my experience, changing a US bank account to a foreign address makes debit cards useless because online purchases, gas pump purchases, etc. expect a US address or at a minimum US zip code associated with the card.

Can you switch the address to a relative's then use electronic statements? That is what we did.


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Re: Us bank accounts
« Reply #5 on: August 07, 2018, 01:43:50 PM »
In my experience, changing a US bank account to a foreign address makes debit cards useless because online purchases, gas pump purchases, etc. expect a US address or at a minimum US zip code associated with the card.


It may depend on the bank then? I can still use my US debit/credit cards with a UK address.
March 28th 2013-Moved to UK, husband on spouse visa.Oct 20th 2015-Applied by mail for FLR(M).Feb 1st 2016 FLR(M).March 7th 2018 ILR. YAY! March 21st NCS&JCAP appointment.


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