FLR-M BANK STATEMENTS

Hi guys. I am applying for FLR-M in 10 days and really need an advice for the below.

I am applying under financial category A - so will be providing 6 months payslips and 6 months bank statements.
My bank statements show from 24-25th of previous month to 25-26th current month. eg: 27Sept-25 Oct 2019.

This may be obvious but just want a second opinion from someone who knows if the below would cover 6 full months prior to an application which will be made on 1-3rd of April 2020.

1. 27 Sep - 25 Oct 2019
2. 26 Oct - 26 Nov 2019
3. 27 Nov - 24 Dec 2019
4. 25 Dec - 24 Jan 2020
5. 25 Jan - 26 Feb 2020
6. 27 Feb - 25 March 2020 ( I am still waiting for this last bank statement, so not too sure how much exactly it will cover)

Is this sufficient? Is there a way to ask my bank (Barclays) to issue this last bank statement covering whole month until 31st of March?
I am also getting paid weekly, so hopefully last statement will show until 27th March as I get paid every Friday. If not, would this be an issue? I doubt it and probably am overthinking it, but if anyone knows.

Could I include August - September 2019 bank statement instead? So 7 months worth?
As I do have 24 Aug - 26 Sept 2019 handy.

If someone who knows could please  let me know, so I can have a piece of mind that my financial documents are accurate and sufficient.
Thanks.

27 September to 25 March is not enough.  You will need another couple of days to hit six FULL months.  IN addition, your bank statements need to span the same six FULL months as your payslips, so what are the start and end date to your six months of payslips?  Make sure that is six FULL months (not a day less!), and then get bank statements that start before the first payslip and end after the last one, and show all the wages being paid in.

If you only need a few days beyond the regularly-issued bank statement, you can usually go in branch and request a transaction summary.  Or, as you said, just include a seventh statement to be sure you have six FULL months.

Thanks so much, jfkimberly for a clarification!

So I so far have:

1. 24 Aug - 26 Sept 2019
2. 27 Sep - 25 Oct 2019
3. 26 Sep - 26 Nov 2019
4. 27 Nov - 24 Dec 2019
5. 25 Dec - 24 Jan 2020
6. 25 Jan - 26 Feb 2020
7. 27 Feb - 2* March 2020

Would this be okay, in case my bank refuses to certify copy of statement that I will definitely go in and request from them today?

In terms of pay slips, I have requested Beginning of September 2019 - Very end of March ( last day I get paid which is 27th Of March - I get paid every Friday of the month) This would make 30 payslips altogether that would be signed by Director along with an HR letter confirming it's all genuine and generated by them.

Thank you so much for your help.

Guys, another one and its quite URGENT.

I have just received an email from the Director of the company I work for where he stated tat we are going to be on "Furlough Leave" - Government 80% pay from this week onwards, however we will be paid normal basic pay this week included. Our head office is in the North and I am based in London, so I had to request documents to be generated and sent over to me so I can use originals.

To speed up the process our HR person have generated the last payslip which was supposed to be paid into my account on the 27th Friday of March , but this week on the pay slips will be shown 24th (Tuesday) March. Payment will appear as normal 27th Friday March.
 Will the Home Office find it confusing? Or due to what's happening will understand that its probably because businesses are shutting temporarily.

Can someone please let me know?  As I doubt HR will be able to generate another letter addressing that and posting it to me as technically they are off work now.

Unfortunately, that "help" actually does make it a little bit more complicated, as now you'll need the employer letter (the one that confirms your job, start date, salary, etc.), or a second letter from someone within the company, explaining the last pay date.  If there's a discrepancy  between the date on the payslip and the date the pay is deposited, it will need to be explained by someone with authority within the company (HR, your boss, etc.).

UKVI probably won't make any assumptions like "Oh, it's a pandemic, and so this last pay date is a bit weird."  But in this case, if you can't get another letter to explain the situation, you'll need to explain it yourself.  Hopefully, they will understand, and/or confirm your statement with someone at your company.  If everybody has been furloughed, there's not much else you can do.

Weekly payslips going from the beginning of September to the end of March will definitely cover six FULL months, so you're all set there.  Now you just need bank statements that span the same six FULL months.  If you need to go in branch to have anything printed, they don't need to certify it.  You only need to get statements that you print yourself at home authenticated by the bank's stamp.

Thank you jfkimberly.

I emailed the HR person and he said that the reason for the different date in the payslip is obviously due to the shut down after PM's announcement. He has no access to the letterhead, printer or our Director who needs to sign it in the company. So in this case, should I write a letter from myself explaining it then in detail?...

This is such an unfortunate situation...

Also, in terms of going into the branch, does it make sense going in after the month is over? Say 1st of April, to request/print the statement for the full month of March? My head is full of information, it seems very obvious but really need someone to say if it's correct or not.

Thanks a lot.

Unfortunately, that "help" actually does make it a little bit more complicated, as now you'll need the employer letter (the one that confirms your job, start date, salary, etc.), or a second letter from someone within the company, explaining the last pay date.  If there's a discrepancy  between the date on the payslip and the date the pay is deposited, it will need to be explained by someone with authority within the company (HR, your boss, etc.).

UKVI probably won't make any assumptions like "Oh, it's a pandemic, and so this last pay date is a bit weird."  But in this case, if you can't get another letter to explain the situation, you'll need to explain it yourself.  Hopefully, they will understand, and/or confirm your statement with someone at your company.  If everybody has been furloughed, there's not much else you can do.

Weekly payslips going from the beginning of September to the end of March will definitely cover six FULL months, so you're all set there.  Now you just need bank statements that span the same six FULL months.  If you need to go in branch to have anything printed, they don't need to certify it.  You only need to get statements that you print yourself at home authenticated by the bank's stamp.

Also, I do have an HR letter that states what my position is, my pay, duration that I've been paid this, type of employment and confirmation that P60 and payslips are authentic and produced by my employer. Its just this last payslip situation...as they can't provide me with a letter explaining the latter..

Could you just write a note in the "other" section of your application, or include a letter from yourself, explaining the situation, and include a printout of that email exchange you've had with the HR person as evidence.  You can't give UKVI what you can't get.  These are unusual circumstances, and if you explain, I would hope that they will understand.  All of your other evidence will be fine, so it's just the one payment date discrepancy.

For the last bank statement, you should request it for after the last payslip you're relying on goes in.  They will only be printing a transactions summary from the last statement date to the date of request.  Just make sure you don't have any gaps in your statements, and that all of your wages are shown going in... and that it's six FULL months, of course! 

Could you just write a note in the "other" section of your application, or include a letter from yourself, explaining the situation, and include a printout of that email exchange you've had with the HR person as evidence.  You can't give UKVI what you can't get.  These are unusual circumstances, and if you explain, I would hope that they will understand.  All of your other evidence will be fine, so it's just the one payment date discrepancy.

For the last bank statement, you should request it for after the last payslip you're relying on goes in.  They will only be printing a transactions summary from the last statement date to the date of request.  Just make sure you don't have any gaps in your statements, and that all of your wages are shown going in... and that it's six FULL months, of course! 

Can I just say HUGE THANK YOU to you, jfkimberly! Really appreciate your help, as I have been panicking all morning. I agree with you, there's nothing else I could do other than attach a letter from myself along with screenshots of our conversation with the HR person.

In this letter, do I tell them that the whole company is on "Furlough Leave"? I'm not too sure if that at all affects the financial gross pay etc.
Which is still at 80% higher than the initial requirement of minimum £18,600.

I will certainly follow your advice and will request that last week statement from the bank!


Last one question: I haven't gotten to the upload bit yet obviously, so can only imagine how things work there in terms scanning/uploading etc. If for whatever reason I find it difficult to upload myself (after 'i've chosen to upload myself) is there a way to "change my mind" and pay for the scanning service instead, and let a person at my visa appointment do it?

Many thanks and you are a star

The letter should be pretty simple, I would think.  Just explain why the deposit date doesn't match the payment, and why you couldn't get a letter from the employer to explain it, "and I'm enclosing a copy of the email I received from HR to evidence the situation."


As to the uploading process, I'm afraid that was brought in after my last application, so I don't have firsthand knowledge of how it works.  But from readon other posts, I think you can start the upload process before you book biometrics, and if you find you are having difficulty, you could choose to purchase uploading service at that time.  Hopefully someone else with direct knowledge will weigh in.

I just realized... you said you get paid weekly.  You don't have to use that most recent payslip at all.  You could set your six months to end before that one and still be well within the 28 days of application date.  Simplify your life.  Leave that one out. 

I just realized... you said you get paid weekly.  You don't have to use that most recent payslip at all.  You could set your six months to end before that one and still be well within the 28 days of application date.  Simplify your life.  Leave that one out. 

Oh I didn't realise I could do that? I thought it has to be full 6 months right before my application?
So if I show 30/08/19 until 20/03/20 would be fine? Are you sure? And so in this case I don't have to request the bank statement to cover the full month, as long as it covers funds until 20/03/20?

Also, the 28 day rule only applies to the day I submit my online application, correct?


Thank you so much for your kind help thus far!

Oh I didn't realise I could do that? I thought it has to be full 6 months right before my application?

So if I show 30/08/19 until 20/03/20 would be fine? Are you sure? And so in this case I don't have to request the bank statement to cover the full month, as long as it covers funds until 20/03/20?

The 6 months has to end within 28 days of the date you submit the online application. So if you use the 20th March payslip, the 6 months you will have to cover are:
20th September 2019 to 20th March 2020.

So, yes, the payslips and bank statements covering from 30th August to 20th March will be fine.

Also, the 28 day rule only applies to the day I submit my online application, correct?

Yes. If the latest payslip you are using is dated 20th March, you will need to submit the online application no later than 17th April 2020, and your latest bank statement and the employer letter must be dated no earlier than 20th March.


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The 6 months has to end within 28 days of the date you submit the online application. So if you use the 20th March payslip, the 6 months you will have to cover are:
20th September 2019 to 20th March 2020.

So, yes, the payslips and bank statements covering from 30th August to 20th March will be fine.

Yes. If the latest payslip you are using is dated 20th March, you will need to submit the online application no later than 17th April 2020, and your latest bank statement and the employer letter must be dated no earlier than 20th March.


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Awesome! thank you very much
Will keep my fingers crossed!

Just to prepare you, I would expect it to be quite a wait for biometrics, as those are currently (mostly) shut down.  But so long as you've APPLIED, you are 100% legal and can continue to work.

The only thing to check is if the government 80% grant is considered public funds.  If it is...  you can't accept it. 

This is all such an awful time.  Big hugs.  I can't imagine trying to do a visa application amongst this mess.