Many thanks for this clarification - we both (individually) earn well above the £18,600, but we thought perhaps it might be best to show letters from both employers, with the additional documents you have listed below. Do you know if it's helpful to include both or more problematic? As I say, we are being overly cautious due to our original finance denial a few years ago.
No, including both when you don't need to makes your application more complicated... because it means you're sending unnecessary paperwork, and therefore there is more chance of a mistake being made with the documents you provide - either when you gather them, or when UKVI go through them - which could lead to an unnecessary refusal.
As long as one income is above £18,600, they don't care about any other income. In fact, when people used to be able to apply in person, and they had both sets of financial documents with them, UKVI would only look at one set and would refuse to look at the other one.
So, the best thing to do is decide which income you would prefer to use... for example, if one has more straightforward payslips or is easier to show, or if one of you has been with your current employer less than 6 months, it makes it more complicated to use their income as they have to meet 2 requirements and not just 1 requirement, so it's better to use the other income... .. and then ONLY provide the documents for that income.
Should the payslips correlate with the months we have provided below (those equally spaced out by 4)? Or should we include one payslip per month since I moved to the UK? We will also include the P60s and original job contracts.We will also include the P60s and original job contracts. My husband switched jobs recently, so we were planning on providing letters from both of his employers - would you agree?
No, I listed the requirements above.
You provide the following:
If you have been with your employer more than 6 months, earning at least £18,600 with that same employer for all of that time, you apply under Category A and provide:- 6 full months of payslips ending no more than 28 days before the online application date - this normally means including 7 months of payslips to cover every single day of the 6 months.
-- 6 full months of bank statements ending no more than 28 days before the online application date - this normally means including 7 months of payslips to cover every single day of the 6 months.
- employer letter dated no more than 28 days before the online application date stating the information I listed above
- job contract
- P60
If you have been with your current employer LESS THAN 6 months, you have to meet Category B instead, which has 2 requirements:
- your current income is £18,600 or more before tax with your current employer
AND
- you have earned at least £18,600 in total before tax in the last 12 months from any and all jobs held.
Which means you provide:
- 12 full months of payslips showing total pre-tax income of £18,600 (13 months usually needed to cover every single day)
- 12 full months of bank statements showing every payslip (13 months usually needed to cover every single day)
- letter from CURRENT employer ONLY stating all the information above
- job contract for new job
- latest P60
So, if your income meets Category A and your husband's new job means he has to meet Category B, then it'll be easier to just use your income only and apply under Category A.
If using your income and you are applying in October, then you will need the following payslips and bank statements
1. March 2020
2. April 2020
3. May 2020
4. June 2020
5. July 2020
6. August 2020
7. September 2020
If using your husband's income under Category B, you will need the following payslips and bank statements:
1. September 2019
2. October 2019
3. November 2019
4. December 2019
5. January 2020
6. February 2020
7. March 2020
8. April 2020
9. May 2020
10. June 2020
11. July 2020
12. August 2020
13. September 2020
If any of the payslips are electronic and printed off, then each one must be verified in the employer letter.
If any of the bank statements are electronic and printed off at home, they must either be stamped/signed by the bank on every page or accompanied by a letter from the bank confirming their authenticity.
You can have a look here regarding how to meet the financial requirements and what documents are required and in what format here:
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/901579/appendix-fm-1-7-financial-requirement-v2.0-gov-uk.pdfand
https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-fm-se-family-members-specified-evidence