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Topic: Home loan advice.. soo different here  (Read 184 times)

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Home loan advice.. soo different here
« on: August 18, 2020, 01:29:40 PM »
The wife and I have bought two houses back in the states and it is just a completely different animal over here in terms of the loan process. The age restrictions are crazy and I could go on and on...

Back in the states we got one of our loans online though Quicken and it was fast and super easy. So my question is... does anyone know of a similar respectable option here in the UK?

We are both over 50 and are running into issues with our age since most lenders want the mortgage paid off by the time you hit 70.  We are also not making the big bucks we were back in the states, we moved over for a slower pace and quality of life.

Any advice would be appreciated.

Thanks,
NWKH
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Married: 2001 (Both Living in US)
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Re: Home loan advice.. soo different here
« Reply #1 on: August 18, 2020, 01:45:18 PM »
The wife and I have bought two houses back in the states and it is just a completely different animal over here in terms of the loan process. The age restrictions are crazy and I could go on and on...

Back in the states we got one of our loans online though Quicken and it was fast and super easy. So my question is... does anyone know of a similar respectable option here in the UK?

We are both over 50 and are running into issues with our age since most lenders want the mortgage paid off by the time you hit 70.  We are also not making the big bucks we were back in the states, we moved over for a slower pace and quality of life.

Any advice would be appreciated.

Thanks,
NWKH

The usual advice is to try a mortgage broker. Good luck.  :)
March 28th 2013-Moved to UK, husband on spouse visa.Oct 20th 2015-Applied by mail for FLR(M).Feb 1st 2016 FLR(M).March 7th 2018 ILR. YAY! March 21st NCS&JCAP appointment.


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