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Topic: Travel insurance and going to embassy  (Read 1848 times)

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Travel insurance and going to embassy
« on: July 18, 2021, 07:29:05 PM »
Hi, having to arrange last minute trip to USA leaving in a week as long as I can get an emergency embassy appt to renew my dual citizen daughters expired passports. I am a UK citizen and my husband is a US citizen on ILR in Uk. We live in northern England so will have to travel down to London next weekend hope for embassy appointment a week on Monday and fly out a week on Tuesday. Feeling a little overwhelmed about the logistics as will need a hotel near embassy for Sunday night and then a plan to get to embassy stress free and then a plan to stay somewhere Monday night so I can leave car in long stay and get to Heathrow for Tuesday flight.... any hints/ideas/tips would be much appreciated.

I have read the previous threads but with the FCDO guidelines outlining not just essential travel to US and UK guidelines changing tomorrow I was hoping for some up to date shared experience/advice on a) covid testing requirements b) travel insurance

Thank you SO much
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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Re: Travel insurance and going to embassy
« Reply #1 on: July 19, 2021, 08:15:15 AM »
For travel insurance I use https://www.moneysupermarket.com/  .  If there's any unusual activities you want to do like waterskiing you'll want to check the list of covered activities in the policy docs.  This is easy to do before you buy on that site.   If you do start reading what's covered, you'll find that the policies vary wildly on what they cover and it bears no relation to price.  If you are very busy and aren't planning anything unusual, just click and buy and don't worry.  I usually pay around £100 for a year, maybe more for the US.
You could consider a hotel that is near the airport and offers their own parking with a shuttle.  Maybe in Feltham.  You might be able to find a deal there.  Is the Embassy near Battersea park now?  That's a fun place to go and rent bikes. 

Have a good time


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Re: Travel insurance and going to embassy
« Reply #2 on: July 19, 2021, 10:26:48 AM »
I just got an email from the US Embassy advising "do not travel to the UK", so things relaxing here means other countries are stepping up restrictions. Make sure you check all the current travel info on the website, but it hasn't been updated to reflect today's move to Level 4 yet. https://uk.usembassy.gov/covid-19-coronavirus-information/


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Re: Travel insurance and going to embassy
« Reply #3 on: July 19, 2021, 11:12:16 AM »
Thanks - the Level 3 Travel Advisory seems to be from June 16th?

Thanks for the insurance reply jimbocz - anyone know of an insurance that would cover not getting an emergency appointment at the embassy to renew passports  ???
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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Re: Travel insurance and going to embassy
« Reply #4 on: July 19, 2021, 12:02:18 PM »
Insubuy. American company that cover everything except your flights so have no bearing of 'advice for travelling' etc from FCDO. Full covid coverage. $80 for me and my daughter.
Feb 2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
22/07/2019 - ILR Granted
05/05/2022 - Citizenship


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Re: Travel insurance and going to embassy
« Reply #5 on: July 19, 2021, 12:10:29 PM »
Thanks - would this not cover if we had a positive test and couldn't board?
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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  • Posts: 1061

  • Liked: 108
  • Joined: Feb 2014
  • Location: Wirral
Re: Travel insurance and going to embassy
« Reply #6 on: July 19, 2021, 12:17:47 PM »
Thanks - would this not cover if we had a positive test and couldn't board?

No, it would not. Who are you flying with?
Feb 2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
22/07/2019 - ILR Granted
05/05/2022 - Citizenship


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Re: Travel insurance and going to embassy
« Reply #7 on: July 19, 2021, 12:19:44 PM »
Virgin, it seems like most travel insurances have enhanced cover for Covid but they are all different - its a minefield!!

Is the passenger location doc link anywhere - trying to print out everything I need while I have access to a printer today and can't find the link when I look back through the threads .... Thank you!!!
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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  • Posts: 1061

  • Liked: 108
  • Joined: Feb 2014
  • Location: Wirral
Re: Travel insurance and going to embassy
« Reply #8 on: July 19, 2021, 12:29:34 PM »
Virgin, it seems like most travel insurances have enhanced cover for Covid but they are all different - its a minefield!!

Is the passenger location doc link anywhere - trying to print out everything I need while I have access to a printer today and can't find the link when I look back through the threads .... Thank you!!!

https://www.gov.uk/provide-journey-contact-details-before-travel-uk

You cannot fill this in until you have booked your Day 2 & Day 8 tests for your family. It asks for covid test booking reference numbers.

You also need an attestation form each of you. You can download this through the Delta website prior to travel.
Feb 2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
22/07/2019 - ILR Granted
05/05/2022 - Citizenship


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  • Location: Wokingham
Re: Travel insurance and going to embassy
« Reply #9 on: July 19, 2021, 02:38:34 PM »
Thanks - would this not cover if we had a positive test and couldn't board?

You'll want to make sure any insurance you buy will cover if you  have to cancel due to anyone in your party being told to self-isolate.  Schools are going down FAST and I know many friends who have been caught out by this. 


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Re: Travel insurance and going to embassy
« Reply #10 on: July 19, 2021, 04:12:55 PM »
One more thing, you may have travel insurance already, included as part of a premium bank account . I’d check carefully what is included before I trusted that.


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Re: Travel insurance and going to embassy
« Reply #11 on: July 19, 2021, 05:23:31 PM »
Thanks re:insurance.

Matteo - the link still showing Level 3 - anyone know what will be different if Level 4? Thanks!
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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  • Posts: 18238

  • Liked: 4993
  • Joined: Jun 2012
  • Location: Wokingham
Re: Travel insurance and going to embassy
« Reply #12 on: July 19, 2021, 07:16:34 PM »
Thanks re:insurance.

Matteo - the link still showing Level 3 - anyone know what will be different if Level 4? Thanks!

Will 100% be based on U.K. guidance and restrictions for U.K. insurance. I would think it highly unlikely you have US travel insurance while resident in the U.K. and travelling to the US?  US restrictions wont matter.

Likely case scenario:  out of pocket for the trip without actually going

Moderate case:  out of pocket for trip after departing, things change and it costs a bomb to get back

Worst case:  hundreds of thousands in medical bills if someone was unlucky (doesn’t have to be Covid related, travel restrictions can simply be an insurance company’s “don’t have to pay” for a motor vehicle accident or a broken limb)


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Re: Travel insurance and going to embassy
« Reply #13 on: July 20, 2021, 08:40:27 AM »
Insubuy gave us a refund when we couldn't go. However, we couldn't go due to a cancellation in our flight in November so it was weeks in advance.

Ensure Virgin have a policy where you can collect vouchers if you cannot go. British offer this all the way up to your check-in time by which point you'll know of your test results.
Feb 2014 - Married
29/04/2014 - Spouse Application Approved
02/05/2014 - Visa Received
09/01/2017 - FLR(M) Granted
22/07/2019 - ILR Granted
05/05/2022 - Citizenship


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  • Location: MCR, UK
Re: Travel insurance and going to embassy
« Reply #14 on: July 20, 2021, 11:09:52 AM »
Thanks Ben1989 - I will contact Virgin - at the minute it is all hanging on the Embassy giving an emergency passport appointment - can't order tests/insurance/car hire etc etc if we can't update their passports. The girls could fly out on their expired US passports under the Presidential Proclamation but it seems you can't get same day passport renewals in the USA and if they can't use their UK passports to get back then our only option is an emergency appointment  :(
Married to USC in UK Jan 2004
USC issued Entry Clearance in NY Feb 2004
Dual Citizen Daughter born April 2004
USC issued ILR Feb 2006
Moved to USA Feb 2010
Online Application to return to UK 22 Jun 2010
Biometrics done 25 Jun 2012
Mailed out - 27 June 2012 (UPS Overnight-Priority))
Email to confirm package arrived in NY and is being processed - 28 June 2012
Email to say the UK visa has been issued (Wow!!) 29th June
Living in MCR, UK (8 years) - myself British Citizen, husband US with ILR and two dual citizen children


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