Definitely! I cook pinto beans from scratch (dried) & add some chili powder, chipotle, seasonings, or whatever I feel like (onion, garlic, fresh chilies, beer, cilantro, ham or bacon....sometimes do this in the crock pot) - and we have those in place of refried beans, because I prefer whole beans anyway without the added fat of refrying. You could use tinned pinto beans if you prefer & sometimes I do that too.
Then because there's always leftovers, I bung the 'taco meat' & the pinto beans in a container, and voilà - chili for another day. It's what we're having tonight in fact, from out of the freezer.