Great. If say I got her added to my internet provider, as Mr and Mrs would that be okay or does it just need to state her name as the sole account provider?
Actually, I'm not sure. I assume it would be okay, because it would be dated after your wedding, and you would have proof that you are married to her. Ideally, it would have an initial or a first name, but if not, I don't think it'll be a problem.
Okay great and what are described as official sources? Bank, electricity and internet provider?
The examples that were given on the old paper form were:
Examples of acceptable items of correspondence
• Letters or other documents from government departments or agencies, for example HM Revenue and Customs, Department for Work and Pensions, DVLA, TV Licensing.
• Letters or other documents from your GP, a hospital or other local health service about medical treatments, appointments, home visits or other medical matters
• Bank statements/letters
• Building society savings books/letters
• Council tax bills or statements
• Electricity and/or gas bills or statements
• Water rates bills or statements
• Mortgage statements/agreement
• Tenancy agreement(s)
• Telephone bills or statements
Good to know thank you and the risks that it has. It is something I may do for a year and return to full time employment or part-time. If part time were the case, (say 20 hours a week contract) and then other work as freelance, is that mudding the waters more or rather more of a headache in terms of proof?
Yeah, that could be complicated, because the freelance income will restrict how you can use the part-time income.
If you were able to use just the part-time income, and combine it with your wife's salaried income (so no self-employment income was used), it would be fine, but if you have to combine the part-time income with self-employment income then it gets difficult.
For regular employment income, you only need to send:
1) 6 or 12 months of payslips and bank statements
2) employer letter
But if you're combining employment income with self-employment income, you need:
From the last full tax year:
(a) Evidence of the amount of tax payable, paid and unpaid for the last full financial year.
(b) The following documents for the last full financial year, or for the last two such years (where those documents show the necessary level of gross profit as an average of those two years):
(i) Annual self-assessment tax return to HMRC (a copy or print-out);
(ii) Statement of Account (SA300 or SA302).
(c) Proof of registration with HMRC as self-employed if available.
(d) Each partner's Unique Tax Reference Number (UTR) and/or the UTR of the partnership or business.
(e) Where the person holds or held a separate business bank account(s), bank statements for the same 12-month period as the tax return(s).
(f) Personal bank statements for the same 12-month period as the tax return(s) showing that the income from self-employment has been paid into an account in the name of the person or in the name of the person and their partner jointly.
(g) Evidence of ongoing self-employment through the provision of at least one of the following:
- a bank statement dated no more than three months earlier than the date of application showing transactions relating to ongoing trading,
or
- evidence dated no more than three months earlier than the date of application of the renewal of a licence to trade or of ongoing payment of business rates, business-related insurance premiums, employer National Insurance contributions or franchise payments to the parent company.
(h) One of the following documents must also be submitted:
(i)
(aa) If the business is required to produce annual audited accounts, such accounts for the last full financial year; or
(bb) If the business is not required to produce annual audited accounts, unaudited accounts for the last full financial
year and an accountant’s certificate of confirmation, from an accountant who is a member of a UK Recognised
Supervisory Body (as defined in the Companies Act 2006) or who is a member of the Institute of Financial
Accountants;
(ii) A certificate of VAT registration and the VAT return for the last full financial year (a copy or print-out) confirming the VAT registration number, if turnover is in excess of £79,000 or was in excess of the threshold which applied during the last full financial year;
(iii) Evidence to show appropriate planning permission or local planning authority consent is held to operate the type/class of business at the trading address (where this is a local authority requirement);
or
(iv) A franchise agreement signed by both parties.
(i) The document referred to in paragraph 7(h)(iv) must be provided if the organisation is a franchise.
And as well as all of that, for the part-time income you will also need, from the same 12 months of the last full financial year:
- 12 months of payslips and bank statements
- employer letter
