For the non-US folk who aren't familiar with the US housing assistance system, and for you Fizzy, because this is something I know about, here's some info about the 3 most common programs:
Section 8 Housing (the simplified version):
There are 2 types, apartment projects with 'project based' Section 8 (also called PBRA, or Project-Based Rental Assistance), where you live if income-qualified, if an appropriate unit is vacant and your name comes to the top of a waiting list. This is privately owned, but federally subsidized. In Lake County, essentially all are in Gary, East Chicago and Hammond. Applications would need to be made to each project, and here's the list:
http://www.hud.gov/apps/section8/results.cfm?city_name_text=&county_name_text=Lake&zip_code=&property_name_text=&client_group_type=&maxrec=20&state_code=IN&statename=IndianaSection 8 Vouchers:
These are tenant-based. You are issued a Voucher, and you find an apartment where a landlord is willing to accept the Voucher. The unit has to be appropriate for the family size, and the rent + utilities (also called gross rent) must be within the Fair Market Rents established by HUD or the Payment Standard established by the local housing authority, which is sometimes higher. You will also be responsible for utilities, but the utility allowance is considered when calculating your part of the rent. In both cases, you pay no more than 30% of your adjusted gross income, but some housing authorities have adopted a minimum tenant contribution of $25 or $50.
You may apply (and should apply) to multiple Sec. 8 offices, as you can use the Voucher issued by one agency in another area, including out of state. This is called 'portability'. Waiting lists in northern Indiana and the Chicago metro area are very long, but the homeless do get priority as do certain other family situations; it still could take months or years to get a Voucher, but if you don't apply, you will NEVER get one.
Public Housing:
This is a totally different program, run by a local Housing Authority. Waiting lists vary, and some of these places are not the greatest, though many have been completely re-built over the past few years under a federal program called HOPE VI. The largest HA's are in Gary, Hammond and East Chicago. This is a list of all Housing Authorities in Indiana:
http://www.hud.gov/offices/pih/pha/contacts/states/in.cfmIn most cases for Sec. 8 housing (the first type), you would need to have a credit and criminal check for each application, but I noted that many are the same management firm. Don't just call and ask, and if they say 'nothing available', give up - you still need to apply. If the Housing Authority staff say that the waiting list for Vouchers is closed (which it can be), ask for contacts for emergency housing for homeless or imminently homeless.
Hope this helps.
Cedar Lake is out in the boonies, and unless things have changed, the closest jobs would likely be in Merrillville. Plus public transportation is pretty limited unless you are in Gary, Hammond or EC. And granted, I wouldn't want to live in most areas of Gary, but if that's what you have to do, well, needs must. You have to be pro-active.