FLR(M) - applying in January - questions

For the partial statement, does it need to be stamped by a bank official? We are heading there tomorrow as I think my passport maybe coming back tomorrow.

Technically, it doesn't need to be stamped as it will be an original document issued by the bank, however, a lot of people do ask for it to be stamped anyway, just to be on the safe side.

So husband's employer removed the details for the payslips. He said since they don't see that information they wouldn't include it in the letter.

Is that ok?

If he just says that all payslips are verified and accurate per the accounting firm?

We didn't list them out for the last visa. Just said that the payslips were from the xx accounting firm and go direct to the employee.

I've asked again and they are out right refusing to keep the payslip details in the letter.

What can we get them to say to verify the payslips? They're stressing me out today with this.

So sorry to bombard with so many questions.

The partial January statement will show his pay from last week as last from this week hasn't been done yet. Do I need to adjust my 6 months any for bank statements or earlier payslips?

If I can get the employment letter information answered above, and it’s dated today, can I do the online application today or should I wait until tomorrow.?

We got the partial statement printed at the bank and they stamped both pages. It also says printed in branch at the top. Do I need to do anything else with the financial? Reviewing the statements, the dates are a little strange for two of them. September’s statement goes from 21/09/2020 back to 21/08/2020 but the month previous goes from 19/07/2020 instead of 21/08/2020. All our statements for that month are exactly the same. No payslip are missing from any of the statements. Is this a problem?

Anyone help? TIA

So husband's employer removed the details for the payslips. He said since they don't see that information they wouldn't include it in the letter.

Is that ok?

If he just says that all payslips are verified and accurate per the accounting firm?

We didn't list them out for the last visa. Just said that the payslips were from the xx accounting firm and go direct to the employee.

I've asked again and they are out right refusing to keep the payslip details in the letter.

What can we get them to say to verify the payslips? They're stressing me out today with this.

If they are at least agreeing to say they are verified as authentic, you should be OK although ideally they would mention the amounts in the letter.
Sorry they are giving you a headache.

Thank you @larrabee! This has been all day    Is it ok that its dated today and I apply today? Or should I wait until tomorrow?

So sorry to bombard with so many questions.
The partial January statement will show his pay from last week as last from this week hasn't been done yet. Do I need to adjust my 6 months any for bank statements or earlier payslips?

Just having a go at this one until ksand gets back. I'm not entirely sure what you mean here but you need to cover the same at least 6 full months with each bank statements and payslips so if there is any chance you are going to be short, add some more at the beginning.

If I can get the employment letter information answered above, and it’s dated today, can I do the online application today or should I wait until tomorrow.?

As long as you have it in your hand before you apply it is fine.

We got the partial statement printed at the bank and they stamped both pages. It also says printed in branch at the top. Do I need to do anything else with the financial? Reviewing the statements, the dates are a little strange for two of them. September’s statement goes from 21/09/2020 back to 21/08/2020 but the month previous goes from 19/07/2020 instead of 21/08/2020. All our statements for that month are exactly the same. No payslip are missing from any of the statements. Is this a problem?

As long as the full 6 months are covered and no days are missing and all the payslips are as they should be, it's fine.  A little overlap is not a problem.

I just realised I type the month wrong for the bank statement question. It should've said:

21/09/2020 back to 21/08/2020 but the month previous goes from 19/08/2020 instead of 21/08/2020

So there's 2 days not shown on the bank statement but its at the "beginning balance" part of the statement. No payslips were issued during those 2 days so they're all covered.

Anyone help? TIA

Just having a go at this one until ksand gets back.

Sorry, was sleeping all morning... I've been working night shifts this week and have only had 9 hours sleep total since Monday morning!

So husband's employer removed the details for the payslips. He said since they don't see that information they wouldn't include it in the letter.

Is that ok?

If he just says that all payslips are verified and accurate per the accounting firm?

We didn't list them out for the last visa. Just said that the payslips were from the xx accounting firm and go direct to the employee.

I've asked again and they are out right refusing to keep the payslip details in the letter.

What can we get them to say to verify the payslips? They're stressing me out today with this.

Ideally they should detail all the payslips in order to be thorough, but if they will only state that they are verified and accurate, and this was okay for the last visa, then I think that's all you can do.

So sorry to bombard with so many questions.

The partial January statement will show his pay from last week as last from this week hasn't been done yet. Do I need to adjust my 6 months any for bank statements or earlier payslips?

If I can get the employment letter information answered above, and it’s dated today, can I do the online application today or should I wait until tomorrow.?

We got the partial statement printed at the bank and they stamped both pages. It also says printed in branch at the top. Do I need to do anything else with the financial? Reviewing the statements, the dates are a little strange for two of them. September’s statement goes from 21/09/2020 back to 21/08/2020 but the month previous goes from 19/07/2020 instead of 21/08/2020. All our statements for that month are exactly the same. No payslip are missing from any of the statements. Is this a problem?

The important thing is that all days of the 6 months are covered by both the payslips and the bank statements.

So, you take the date of the latest January payslip, count back 6 months from that date, and then make sure your first payslip and bank statement covers it.

For example, if the latest payslip is dated 6th January, then the 6 months you must cover will be:

6th July to 6th January.

So, you need to include back to the 3rd July payslip, and include the bank statement that covers the 1st July deposit.

Which means the payslips should cover:
3rd July - 6th January

and the bank statements should cover:
1st July - the date of the partial bank statement issued after 6th January

I just realised I type the month wrong for the bank statement question. It should've said:

21/09/2020 back to 21/08/2020 but the month previous goes from 19/08/2020 instead of 21/08/2020

So there's 2 days not shown on the bank statement but its at the "beginning balance" part of the statement. No payslips were issued during those 2 days so they're all covered.

Could you go back to the branch and get them to print the whole thing as one long statement from your starting date? That would take care of any potential issue.

Sorry, was sleeping all morning... I've been working night shifts this week and have only had 9 hours sleep total since Monday morning!

That was my guess! 

Thank you @ksand24. Sorry to be a pest. Sleep   

@larrabee I can try. All of our statements are like that for that month (we have 5 accounts with the same bank).

Thank you @ksand24. Sorry to be a pest. Sleep   

You're not being a pest . I just have a stupid body clock that doesn't let me sleep past about midday after a night shift, which means I don't get much sleep in general when I'm working nights. Normally, I can get a couple of hours of sleep on my shift break and then about 3 hours or so in the morning, but on Monday night, I wasn't able to take a break on shift and I then was awake by 11:30 am, so I only got about 2.5 hours of sleep in 36 hours.

Thankfully I have the next 5 days off to relax and catch up .

I was the same way when I worked night shift. Could never sleep during the day no matter what. Yay for days off!

You're not being a pest . I just have a stupid body clock that doesn't let me sleep past about midday after a night shift, which means I don't get much sleep in general when I'm working nights. Normally, I can get a couple of hours of sleep on my shift break and then about 3 hours or so in the morning, but on Monday night, I wasn't able to take a break on shift and I then was awake by 11:30 am, so I only got about 2.5 hours of sleep in 36 hours.

Thankfully I have the next 5 days off to relax and catch up .