Thank you. I just had to make a point on facebook. This lady giving advise about paying $78 to keep passport and showing the service on vfs site. I told them that doesnt apply for a Settlement Visa, I then spent another 5 mins back and forth. Now I sent my screenshot nobody has anything to say.
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Yeah, I find the $78 service confusing for US applications... Because you can only use that service if you apply at a Premium Centre... and you can only apply at a Premium Centre if you purchase one of the premium services... namely Bronze, Silver or Gold for non-settlement visas, or the $1900 Premium settlement service for settlement visas (and that one already includes the option to keep your passport).
And in fact, when you select the USA Application Support Centre (for mailing to New York) it specifically says that the $78 service is not available:
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